NEED A SMALL BUSINESS LOAN?

Get a business cash advance instead!

DO YOU HAVE BAD CREDIT?

Our business cash advances are based upon your total sale volume and your past business history, not your personal credit.

DOES YOUR BUSINESS ACCEPT CREDIT CARDS AS A FORM OF PAYMENT?

Use your future sales to get you a business cash advance today!

What is a Business Cash Advance?

Business Cash Advance is the selling of your accounts receivable for cash versus waiting 30-60 or 90 days to be paid by your customer. When you provide our business cash advance company with copies of your invoices, our business cash advance company uses your invoices to make a loan to your company. It is a simple process and can be automated after the first transaction.

How long will I have to wait to find out if my business has been approved for a business cash advance?

Pre-approval for a business cash advance is usually obtained within 24 hours once required documents are sent to underwriting. Funding usually takes 1-3 weeks.

How much of a business cash advance can my business qualify for?

The amount is based upon your total sale volume and your past business history, not your personal credit. Our business cash advance program will allow an advance up to $200,000.

How do you determine the size of the business cash advance my business can qualify for?

The amount of receipts purchased is determined by your business's average credit card volume over a 90-120 day period. We encourage your business to provide any documentation, (bank statements, sales tax receipts) that supports total sales volume in order to be approved for the highest amount possible. We will give your business the largest amount based upon the documentation provided and you can decide how much you would like to accept. If your business has chosen not to take the entire approved amount on the first funding, you may contact us anytime to request the unused portion.

How does my business repay the business cash advance?

A small percentage of each credit card transaction will be collected through a preferred processing bank.

Will my business receive the same low rates as their existing credit card processing account?

Yes, we will match current processing rates.

Business cash advance fee.

The fee can range from 1.25 to 1.45 and is based upon: credit worthiness, length of time in business, length of lease, monthly credit card volume, average monthly sales volume and past business history.

Does your business qualify?

• Restaurants, retail or service business
• Accepts credit cards as a form of payment
• Can provide the current processing statements from the past six months with at least $4000 per month in credit card sales
• good standing with landlord with at least one year remaining on lease
• Provide the past six months of bank statements to qualify for larger amounts
• Acceptable personal and business credit
• No open tax liens, judgments or bankruptcies
• One year in business

What are the benefits for my business?

• The program is simple!
• No need to markdown inventory to raise cash for new inventory
• Tax deductible
• Improves cash flow
• Builds business credit
• Increases open to buy for retailers
• May receive additional funding for other purposes upon request
• Funding can occur in as little as 10-days
• Easy payback terms and conditions
• Can include all fees in cost of goods
• Available funding for opportunistic buys

Apply for your share of $100 Million funded to small business owners, receive from $3,000 to $200,000 per business in 14 days or less!